Coverage for Digital Asset Businesses — Explained Clearly.
Insurance should be understandable. At Blockchain Insurance Inc., we focus on clarity from the start: what our coverage is designed to protect, how it works, and where its limits are. Our policies are built on traditional insurance principles and tailored to the operational realities of digital asset and infrastructure businesses, ensuring coverage is both credible and compliant.
What Our Coverage is Designed to Address
Our insurance solutions are intended to support the core business risks faced by digital asset companies and related infrastructure operators. Rather than insuring asset values or market activity, our coverage focuses on the operational, governance, and liability exposures that businesses must manage to operate responsibly, meet regulatory expectations, and engage with partners, investors, and customers.
Coverage availability varies based on structure, risk profile, and jurisdiction, and all policies are subject to underwriting.
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Coverage is subject to underwriting and depends on each organization’s risk profile and operating environment
Terms, conditions, exclusions, and limits apply and are communicated clearly
Coverage availability may vary by jurisdiction and insurance structure
We believe informed clients make better decisions, which is why transparency is built into every step of our process.
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Our policies may include coverage designed to support:
Cyber risks such as data breaches, ransomware, and operational disruption
Directors and Officers liability related to governance, regulatory scrutiny, and management decisions
Product and liability risks arising from operations, services, or infrastructure
We also support clear documentation and thoughtful structuring so insureds understand exactly how coverage applies.
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Certain risks are not suitable for traditional insurance and may be excluded or limited depending on underwriting, including:
Market volatility, asset price fluctuations, or trading losses
Risks that fall outside insurable operational or liability exposures
Terms vary based on custody models, internal controls, jurisdiction, and operational maturity.
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To discuss coverage responsibly, we typically review:
Entity profile and operating context
Custody model and storage practices
Governance, controls, and risk management approach
Jurisdictions and geographic footprint
This allows us to assess fit, structure coverage appropriately, and avoid misalignment between expectations and protection.
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Whether you’re working with a broker or exploring coverage independently, we welcome a conversation. A coverage review helps determine whether our insurance solutions are a good fit before any membership commitment is made, and provides an opportunity to better understand both the coverage and the Consortium community behind it.
Whether you’re exploring insurance options, looking to place coverage for a client, or simply want to learn more about how Blockchain Insurance Inc. works, we welcome the conversation. Our team is here to provide clarity, answer questions, and help determine whether our insurance solutions are the right fit for your organization.
You don’t need to be a Consortium member to start the conversation. We’re happy to speak with companies and brokers in advance to discuss coverage
Insurance We Provide
Cyber
Directors & Officers
Product & Liability
For Brokers
We work collaboratively with brokers seeking credible, compliant insurance solutions for digital asset and other non-traditional businesses. Whether you’re looking to explore a potential placement or better understand our underwriting approach, our team is available to support you and your clients throughout the process.
For Businesses
If you’re a digital asset company or infrastructure operator navigating insurance challenges, we understand how complex and frustrating the process can be. We’ll walk you through what types of coverage may be appropriate, what information is needed to assess fit, and how our association-based model works, clearly and transparently.
FAQ
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No. We do not insure the value of digital assets or provide coverage for losses related to trading activity, market volatility, or price fluctuations. The value of digital assets is highly volatile and not suited to traditional insurance structures. Instead, our focus is on providing essential business insurance that supports the long-term stability and credibility of digital asset companies. This includes coverage that helps public and private companies access Directors and Officers insurance, cyber threat and liability coverage,
and infrastructure-related insurance for data centers and digital operations. Our approach is designed to help organizations remain compliant, resilient, and properly protected as they grow.
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As a newly licensed insurer, we’ve intentionally launched with the highest-priority coverage needs identified by our existing members, with plans to expand our offerings as the captive grows. At launch, we offer Cyber Insurance to help protect organizations against data breaches, cyber threats, and operational disruptions; Directors and Officers Insurance to support leadership teams and boards with coverage for governance-related risks, regulatory scrutiny, and decision-making liability; and Product and Liability Insurance designed to address risks associated with operations, infrastructure, and services provided by digital asset and technology-enabled businesses. These foundational policies are designed to support compliance, credibility, and operational resilience, with additional coverage options to be introduced over time.
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No. You do not need to be a Canadian-owned business to qualify, but you must be a member of the Consortium. We are able to provide direct insurance to our members globally, acting as the underwriter where permitted. In jurisdictions where direct insurance is not available, we can support coverage through reinsurance structures, subject to local regulatory requirements. Blockchain Insurance Inc. is fully licensed under Alberta Treasury Board and Finance, operating under the Government of Alberta, Canada, and structured to deliver compliant, credible coverage across multiple markets.
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Yes. We accept Bitcoin payments through a trusted third-party provider. As a digital asset insurer built for digital asset businesses, it only makes sense that we meet our members where they are. Traditional insurance, modern payment rails. Welcome to the best of both worlds.
Get in Touch
Complete the contact form below to book a conversation with our team. We’ll review your inquiry and follow up to schedule a call at a time that works for you.
For general inquiries, you may also reach us at: info@blockchaininsuranceinc.com