Product & Liability Coverage
Operational protection that keeps you contract-ready and covered.
Product and Liability Insurance protects businesses against claims arising from operations, services, infrastructure, or alleged failures that result in third-party loss or damage. This coverage is foundational for organizations operating physical infrastructure, delivering technology-enabled services, or engaging in complex commercial relationships. We recognize that many digital asset and infrastructure companies do not fit neatly into standard underwriting categories. That’s why we ground our policies in traditional insurance principles while tailoring terms to real-world operational risks. The result: properly structured coverage that keeps you contract-ready, compliant, and protected, without unnecessary exclusions or assumptions that don’t reflect your business model.
FAQ
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No. We do not insure the value of digital assets or provide coverage for losses related to trading activity, market volatility, or price fluctuations. The value of digital assets is highly volatile and not suited to traditional insurance structures. Instead, our focus is on providing essential business insurance that supports the long-term stability and credibility of digital asset companies. This includes coverage that helps public and private companies access Directors and Officers insurance, cyber threat and liability coverage,
and infrastructure-related insurance for data centers and digital operations. Our approach is designed to help organizations remain compliant, resilient, and properly protected as they grow.
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As a newly licensed insurer, we’ve intentionally launched with the highest-priority coverage needs identified by our existing members, with plans to expand our offerings as the captive grows. At launch, we offer Cyber Insurance to help protect organizations against data breaches, cyber threats, and operational disruptions; Directors and Officers Insurance to support leadership teams and boards with coverage for governance-related risks, regulatory scrutiny, and decision-making liability; and Product and Liability Insurance designed to address risks associated with operations, infrastructure, and services provided by digital asset and technology-enabled businesses. These foundational policies are designed to support compliance, credibility, and operational resilience, with additional coverage options to be introduced over time.
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No. You do not need to be a Canadian-owned business to qualify, but you must be a member of the Consortium. We are able to provide direct insurance to our members globally, acting as the underwriter where permitted. In jurisdictions where direct insurance is not available, we can support coverage through reinsurance structures, subject to local regulatory requirements. Blockchain Insurance Inc. is fully licensed under Alberta Treasury Board and Finance, operating under the Government of Alberta, Canada, and structured to deliver compliant, credible coverage across multiple markets.
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Yes. We accept Bitcoin payments through a trusted third-party provider. As a digital asset insurer built for digital asset businesses, it only makes sense that we meet our members where they are. Traditional insurance, modern payment rails. Welcome to the best of both worlds.
